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Video instructions and help with filling out and completing health & safety policy for small businesses

Instructions and Help about health & safety policy for small businesses

Hello and welcome to our webinar on practical challenges of workplace health and safety for small business Christie and I are occupational hygienists and we work to prevent illness and disease in the workplace this ranges from protecting workers from hazardous substances and chemical exposure to protecting workers from the effects of thermal heat stress or from hazardous agents to name a few and although we work for a very large organization some of the tools and methods that we use to assess in control occupational exposure to various hazardous agents are directly transferable into the small business sector there are many challenges that face small business on a day-to-day basis when we can appreciate that you probably have both limited time and a limited access to resources to help you comply with your numerous responsibilities around protecting the health of your workers so we developed this webinar because we wanted to create a short simple and useful practical guide that you can use to address one of the most common health related issues that space small businesses in Australia that being exposure to occupational noise and it's resulting effect noise-induced hearing loss now noise-induced hearing loss can occur from being exposed to relatively loud noises over a long period of time or from a sudden short burst of a really high noise level this could be for example a high pressure washer where the noise level is consistently quite high or it could be a sudden burst of noise such as a sheet pile being installed either scenario can result in noise-induced hearing loss hearing loss through noise injury is a major problem in one particular small business sector the farming community noise-induced hearing loss affects up to two-thirds of fireman's to some degree and the resulting effects include difficulty hearing the telephone or the TV being able to hear regular conversations at work or wherever there is background noise and one of the most common things that occurs is that people lose the ability to hear their children or their grandchildren speak as those sounds are in the frequency range that are lost first other things that happen is what's known as tinnitus or ringing noise in the ear which is a common sign of exposure to excessive noise hearing loss through noise injury is painless it's permanent it's progressive but most importantly it is preventable but basically what is occupational health and hygiene important to small business and to the way that small businesses operate particularly with regards to noise well firstly implementing the principles of occupational hygiene prevents injury illness and disease between 2021 and 2021 there are about 16 and a half thousand successful workers compensation claims for industrial deafness involving permanent impairment due to noise exposure to excessive noise is also associated with many other health effects such as annoyance fatigue and to serious health conditions such as hypertension and ultimately you want happy and healthy workers an Occupational hygienist is important to.

FAQ

How much time and money does it take for a new startup (50 employees) to fill out the paperwork to become a group for the purpose of negotiating for health insurance for their founders and employees?
I'm not sure if this is a purely exploratory question or if you're inferring that you're planning on navigating the group health insurance market without the assistance of a broker. If the latter, I'd caution against it for several reasons (which I'll omit for now for the sake of brevity).To get a group quote, generally all that's needed is an employee census. Some states apply a modifier to the rate depending on the overall health of the group members (for a very accurate quote, employees may need to fill out general health statements).Obtaining rates themselves can take a few minutes (for states like CA which don't have a significant health modifier) to several days.I suspect your cor question is the time/effort required once you've determined the most appropriate plan design for your company. This is variable depending on how cohesive your employee base is.Best case scenario - if all employees are in one location and available at the same time, I could bring an enrollment team and get all the paperwork done in the course of 1-3 hours depending on the size of your group. In the vast majority of cases, the employer's paperwork is typically around 6 pages of information, and the employee applications about 4-8 pages. Individually none of them take more than several minutes to complete.Feel free to contact me directly if you have specific questions or concerns.
How can I convince my mother to take me seriously when it comes to my mental health? When I went to the doctor, the form I filled out indicated that I have severe anxiety and depression. It's been 5 months, and she still hasn't made an appointment.
ask her again. Do you know why she wont take you? that can be helpful. time, money, or perhaps just very very uncomfortable with this? do you have anyone else to ask if she still doesnt respond? can you go to a school nurse and maybe she can talk to your mom? ok, another option, pretend you are sick somehow or need a dr check up and note for some school sport, running, whatevee, that she would take you to the dr for. Even though she may be in the appt room with you , you can also ask your dr for a few minutes alone with the nurse and dr. good luck? wishing you the best
What are some skills that every 18-year-old needs to survive in life?
Oh my gosh, I love this question.  I'm going to spend a lot of time on this answer?Financial Skills:  How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA.  How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook?  You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean?  I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time?How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership?  Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management?Problem solving?Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively?Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking?How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie?How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration ‡ just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.
If I receive a health care coverage questionnaire from my current provider, am I required to fill it out?
I can't say whether you would be contractually obligated. It's a very good idea to complete the survey and send it in as the carrier may put claims processing on hold for you until it receives your updated information. This means your providers won't get paid and when they don't get paid it's you they will be looking for.The insurance company sends these questionnaires because when someone has more than one form of insurance the different carriers take on roles ‡ primary, secondary, tertiary, etc. The primary carrier pays first according to the terms of the policy. The secondary company will pay second, but they will only consider what's left after the primary pays.For example, let's say your ER visit was $2000. Your deductible is $1000 with the primary carrier and the primary insurance pays $1000.Your deductible with the secondary insurance is only $500. The secondary carrier is now looking at a bill for $1000. They pay $500.In the end, you paid $500, primary paid $1000, and secondary paid $500.If you only gave the provider information on your secondary insurance, they would be billed that while $2021 (as the ER wouldn't know about your other coverage). The secondary carrier, knowing they're second, will insist it's sent to the primary carrier for payment first.If they don't know there's a primary carrier, this becomes a very different financial situation for them ‡ instead of $500, they pay $1500? That's your full bill less the $500 you pay out of pocket.Not knowing about the primary carrier just cost the secondary insurance an additional $1000.It's for this reason that they keep sending you questionnaires, and for this reason that they could hold off on processing your claims if you don't respond. In the end their goal is to save as much money as possible by making sure that they don't pay anything for which they aren't liable.
Are health clubs, gyms and other public businesses that require customers and clients to fill out health and/or medical forms or releases required to protect that information under HIPAA?
This does not fall under HIPAA. Under the HIPAA regulations, the entities that must comply with the rules are defined as "covered entities" which are: health care plans, health care providers, and health care clearinghouses. So health clubs or gyms do not meet this definition and are therefore not subject to HIPAA. However, depending on your state, there may be laws which protect the sharing of this type of information.